Flexible Financing Options

Make your dream shed affordable with our flexible financing options. Choose from 0% interest for 12 months or extended terms up to 86 months.

0% Interest Available

12 months with no interest charges

Extended Terms

Up to 86 months for lower payments

Quick Approval

Fast and easy application process

Payment Calculator

Calculate Your Monthly Payment

Enter your shed price and see your financing options

Shed Details

$
$
%
Base Price:$15,000
Sales Tax (8.25%):$1,238
Down Payment:-$500

Amount to Finance: $15,000

12-Month Plan

0% Interest

$1,250.00

per month

Monthly Payment:$1,250.00
Term:12 months

✓ No interest charges

✓ Pay off your shed quickly

✓ Save money on total cost

86-Month Plan

11.99% APR

$260.78

per month

Monthly Payment:$260.78
Term:86 months (7+ years)

✓ Lower monthly payments

✓ Longer repayment period

✓ More budget flexibility

Choose Your Financing Plan

12-Month Plan

MOST POPULAR

0% Interest

Pay no interest for a full year

No interest charges whatsoever
Pay off your shed quickly
Save money on total cost
Build equity faster

Perfect for customers who want to avoid interest charges and can handle higher monthly payments.

86-Month Plan

11.99% APR

Lower monthly payments, longer term

Much lower monthly payments
Extended 7+ year repayment period
More budget flexibility
Competitive interest rate

Ideal for customers who prefer lower monthly payments and want to preserve cash flow for other investments.

Financing Questions

What credit score do I need?

We work with a variety of credit profiles. While a higher credit score may qualify you for better terms, we have options available for different credit situations. Apply to see what you qualify for.

How quickly can I get approved?

Most applications are processed within 24 hours. In many cases, you can get a decision in just a few minutes online. We'll work with you to get your financing approved quickly so you can start enjoying your new shed.

Can I pay off my loan early?

Yes! There are no prepayment penalties on either financing option. You can pay off your shed loan early without any additional fees, which can save you money on interest charges.

What if I want to make a down payment?

Down payments are welcome but not required. Any down payment will reduce your financed amount and lower your monthly payments. Use our calculator above to see how different down payment amounts affect your monthly payment.

Ready to Get Started?

Apply for financing today and get your custom shed project started. Quick approval process and flexible terms available.